Health and medical cover
Private medical insurance
Private medical insurance (PMI) covers the cost of medical treatment for a range of complaints ranging from routine treatments to more serious operations and treatment by specialists. If you're a UK resident, you're entitled to treatment under the NHS, but having a private medical policy may enable you to be seen quicker and at a private hospital of your choosing. You will usually have to complete a medical questionnaire or undergo a medical examination before cover starts, as existing conditions may be excluded from the policy.
At a glance:
- Covers medical treatment outside of the NHS
- Allows you to be seen quickly
- May be provided free or discounted through your employer