Where has all my money gone?
Find out just how much money you spend on items you don't really need. It all adds up!
Then think of how you could spend that money - on something you really want or need.
What do you buy that you could actually do without?
Make a list of the items, and write down how much you pay for each, and how often (every day, every few days, every week, every month, every three months).
How much can I cut back?
Add up all the costs over the course of a month, and multiply by 12. This tells you how much you spend on unnecessary items in one year.
What could you do with an amount of money like that? How long would it take you to save for one of the following options?
The sporting choice
Cost: £750
The leisure choice
Cost: £1,500
The student choice
Cost: £5,200
The independent living choice
Cost: £5,000
The musician's choice
Cost: £400