For students

Finding it hard to manage your money? Keen to stay out of debt and attracted to the idea of saving for your future? MoneySense helps you find the answers you're looking for, even for the questions you didn't even know you needed to ask.

You can use this site to find out about the basics of good money management, and learn how banks and other financial providers work. You can find out what's involved in borrowing money, the different sorts of savings accounts available to you, what sort of costs you have to consider when leaving home, and how to budget so that your money starts to work for you.

If you're taking business related or maths courses, MoneySense will also support your studies and give you practice in core financial skills and understanding.

Have a look at the four modules to see which one best suits your needs. You can work through them all in order or pick and mix from the subjects that interest you.

• Managing your money
• Credit worthy
• Planning your future
• You're in business

Each module is broken down into bite-sized topics with multiple choice quizzes at the end of every topic so that you can test yourself to see what you've learnt. The quiz has two levels, the second harder than the first. You could have a go at both.

How MoneySense for schools can help you in your everyday life

• You might be thinking of opening a bank account for the first time to keep your birthday money, allowance from your parents or earnings from a part-time job in a safe place.  Start with Managing your money and work through the interactive activities which will give you a virtual tour of a typical bank so you know what to expect when you get there, taking money out of a cash machine safely, understanding a bank statement and how to start managing your money.
• Perhaps there's something you are saving up to buy. Opening a savings account is a good idea, and you'll find lots of information in Planning your future about different savings options.
• Maybe you're not prepared to wait until you've saved enough money to buy that special something, and are considering borrowing the money. Before you do, check out Credit worthy to make sure you understand what you're taking on, and how much that loan will actually cost you.

• For those of you planning to go into further or higher education, you'll need to start planning for the expenses involved in things like accommodation, travel, food and so on. Planning your future will help you to work out how much money you may need, and give you some practice at budgeting.You may be about to look for your first job. Understanding how your payslip works, how much you can expect to get in your bank each week/month and how to start saving, perhaps through a pension scheme, will be really important. Have a look at Planning your future.

• You're in business looks at the skills and attitudes needed to successfully set up a business. It outlines and explains the steps involved in transforming ideas into businesses and also highlights how being enterprising as an individual can help you in the world of work.

You will also be able to save your progress online, use our online tools to work up your weekly budget and find out how to save money by cutting back on extras. You can get money news sent to you daily.